Creating a loan
Loans are always created for an existing customer. Add the customer first (from the Clients tab), then come back here.
Open the loan form
Two ways in:
- From the Clients tab: tap the customer, then the + New Loan button on the customer header.
- From the Dashboard: tap + Add Loan and pick the customer.
The customer's name and phone appear at the top of the form and cannot be changed — if you picked the wrong customer, go back.
Fill out the form
Fields appear in this order:
- Loan type — choose between Fixed interest (flat rate, every installment equal) or Amortized (interest on the declining balance). This cannot be changed once the loan is created.
- Amount — the principal you are lending. Currency symbol shown on the right. If you have multi-currency enabled, a currency picker appears here.
- Interest rate (%) — the rate per period, not annual. If you charge 5% monthly, enter 5. If you charge 5% weekly, enter 5 and set frequency to Weekly.
- Frequency — Daily, Weekly, Biweekly, or Monthly. Determines how often an installment is due.
- Calculate by installments / by date — toggle. In installments mode you enter the number of payments; in date mode you enter an end date and LoanAdmin works out how many payments fit.
- Number of installments (installments mode) — a whole number like 12.
- End date (date mode) — a date picker. The number of installments is calculated from it.
- First payment date — when the first installment is due. Defaults to the next occurrence of the selected frequency but you can override it.
- Late fees (mora) — optional toggle. If enabled, two extra fields appear: the late-fee percentage and the grace period in days. Check your local laws before using this.
As you type, a live summary on the side shows the per-installment amount, total interest, and total to pay. The Continue button stays disabled until the amount, rate, frequency, and dates are valid.
Review the summary
Tapping Continue opens a summary sheet with:
- The customer's name and phone.
- The loan terms (amount, number of payments, installment amount, total interest).
- The first payment date.
- An expandable amortization table (if you chose Amortized).
Two actions appear:
- Share — shares the summary preview (useful to send the client a quote before committing).
- Print — sends it to your connected Bluetooth thermal printer.
When you're ready, tap Create loan. This writes the loan to Firebase and triggers our backend to build the payment schedule.
Loan created
After saving, you land on the success screen. From here you can:
- Continue — go back to the home screen.
- Share summary — send the confirmation via WhatsApp, email or any share target.
- Print summary — A4/Letter PDF.
- Print to thermal printer — appears only if a Bluetooth thermal printer is connected.
The loan now shows up on the Dashboard's recent loans, in the Clients tab under the customer, and in the Payments tab on its due dates.
Editing a loan
From the loan detail, Edit loan reopens this form with the values pre-filled. The loan type (Fixed vs. Amortized) is locked — everything else can be changed. Editing is a Pro feature; accounts with an expired trial will see a lock icon.